If a careless driver has caused you to be injured, your injury situation could call for more than just paying your current medical expenses. Read on to find out why you should be careful about making big decisions concerning your future after an accident.
A Settlement Is Connected to a Phone Call
It's only natural to yearn for normalcy after something as traumatic as an accident. However, common wisdom warning against making big decisions after something life-changing turns out to be good advice. Unfortunately, the other driver, who caused the accident, may have contacted their insurer and put things in motion with them. Their insurer will want to bring things to a close quickly with an eye toward settling the case before you realize what you are doing. If you have not recovered from your injuries, you may not want to speak with the at-fault driver's insurance adjuster. They may call you very soon after the accident and want to you participate in a recorded phone call. Speak to a personal injury lawyer and don't ruin your chances at getting paid what you need by speaking to the adjuster.
A Settlement Seems Good
Another common mistake some accident victims make is to assume that the insurer is being fair and generous when they send you an offer. While many insurance settlements may seem generous, they may be for a lot less than you should get. Many victims tragically underestimate how much they are owed and then end up regretting what comes next. Before you consider a settlement from the other side, speak to a personal injury lawyer and let them evaluate your case. They know how much you are owed not only now but in the future too.
Future Medical Needs
It's safe to say that most initial settlement offers don't include future medical costs in them. Victims usually need a lawyer to negotiate with the other party's insurer to be paid for that form of damage. When a settlement offer comes too quickly, there is always the potential to skip future medical payments. Then, if you later find out that you need more surgery or therapy, you must cover those considerable expenses on your own.
Accident victims may want to wait until their injuries are at a plateau and future needs are known before they settle a case. Don't allow this form of damage to be missing from your settlement.
Contact a law firm like Basu Law to learn more.
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