Adoption 101: The Legal Fundamentals

Need To Bail A Loved One Out Of Jail But Worried About Your Credit? What To Know Today

12 June 2023

Brayden Miles

Getting a bail bond can be difficult if you don't have great credit or haven't established any type of credit history. If you need approval because you have a loved one in jail and you are willing to post their bail for them, you have to find a bonding company that is willing to work with you.

Understanding how the process works is important. The bondsman will put up the money for the bond, but you will have to pay a percentage of the total bond. If the person bonded out of jail does not appear in court, then the total bond amount put at risk is lost.

This is why the bondsman wants to ensure that they will get their money. Here are some of the things you will need to get approved to sign for the bond for your loved one.

Proof of Income

You need to show that you have money to pay back the payment plan that is in place. This proof can be any of the following:

• Directly deposited wages or pay stubs
• Disability payments
• Savings account statements
• Child support or alimony

The bail bonds company will want to see that you have a consistent way of paying back the money. Be sure to show all the details you have so you can get the money you need on a payment plan that is affordable for you.

Co-Signer

Another option is to get a co-signer. This person will have to submit the following information to get approved to co-sign:

• Driver's license, passport, or identification card
• Social Security number
• Proof of wages, income, or benefit

It may be difficult but necessary to find someone that is willing to co-sign the bond that you are agreeing to pay because they will also be liable for the money.

The bonding company may offer a payment plan. This means that you pay the bond amount in small increments until they have gotten the total amount needed.

Be sure to talk with the police and the courthouse to see how long until the jailed person will be seen in front of a judge. If it is only a couple of days, then it may be easiest to let them sit in jail. If not, then you will want to work with different bonding companies to see which company can set the bail as needed and which one approved you as a qualified application. Also, take the time to compare interest rates on payment plans.

FOr more information about bail bond payment plans, reach out to a local service.

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